Core Modules

One accelerator, the full lending lifecycle

Lending360 is a configurable, modular lending platform accelerator covering the full lending lifecycle — from customer onboarding and credit assessment through loan servicing, collections and portfolio intelligence.

Financial district towers seen from street level
The full lending lifecycle
The lending lifecycle Onboard, originate, disburse, service and collect — five stages writing to one ledger that Customer 360, portfolio health and regulatory reporting all read from. 01 Onboard Digital KYC, documents and bureau pull 02 Originate Scoring, underwriting rules and sanction 03 Disburse Payout, schedules, NACH and UPI mandates 04 Service Repayment, prepayment and foreclosure 05 Collect DPD tracking, retries and field collection Customer 360, portfolio health and regulatory reporting off one ledger THE AI LAYER SCORES CREDIT, FLAGS FRAUD AND PRIORITIZES COLLECTIONS
Collections is not the end of the sequence, it is feedback into the start of it. A platform that cannot get delinquency signal back into underwriting repeats the same approval.
Onboarding & KYC — Digital customer onboarding, document collection, identity verification and bureau integration
Loan Origination (LOS) — Application intake, credit scoring, underwriting rules engine, approval workflows and sanction
Loan Management (LMS) — Disbursement, repayment schedules, prepayment, foreclosure and account management
Collections — DPD tracking, collection workflows, NACH/UPI retry, field collection integration and delinquency management
Payment Integration — NACH, UPI, BBPS, payment gateway and reconciliation
Portfolio Analytics — Portfolio health dashboards, Customer 360, risk analytics and regulatory reporting
AI Layer — Credit decision support, fraud detection, collections prioritization and next-best-action
Why an accelerator, not a build

Building a lending stack from scratch means months of scaffolding before the first loan is disbursed. Lending360 starts you with a configurable rules engine instead of hardcoded lending logic, so go-to-market is measured in weeks, not years.

Let's build

Let's accelerate your lending platform

Bring your current lending workflows and compliance requirements. We'll map Lending360's modules to a phased rollout.

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